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Insurance analytics

Insurance analytics software for SaaS platforms.

Give underwriters and claims teams interactive dashboards for loss ratios, policy performance, and open claims. Bring those insights directly into your insurance product.

  • SOC 2 Type 2
  • ISO 27001
  • GDPR
  • Metadata-only storage
  • Cloud or on-prem
2 to 4 weeks
To your first live dashboard
$250K
Saved on the BerryBox build
Full white-label
Native to your product
6 months
Of engineering time returned

Building insurtech analytics in-house? Here's the real cost.

Most insurance product teams underestimate what shipping embedded analytics actually takes. Here's how the three common paths compare.
Build in-houseTraditional BI
Time to first dashboard6 to 12 months2 to 3 months2 to 4 weeks
Engineering cost (Y1)$150K to $340K$80K to $150K + capacity$999/mo ($12K/yr)
Headcount needed~1.5 engineers (data, FE, security)BI specialist + capacity mgmtYour existing PM
Multi-tenant securityCustom-built, ongoing maintenanceCapacity-priced, expensive at scaleRow-level RBAC, built in
White-label controlFull, but you build itLimited, watermarks at lower tiersFull, your brand only
Metric definitionNone. Build from scratch.None. Build from scratch.Visual Builder, Custom SQL & AI Chat Mode
Warehouse-nativeYes, you build the integrationPulls into BI layer (duplicate data)Reads your warehouse via SQL, no copy

Why teams choose Databrain for embedded insurtech analytics

Five capabilities, built into every MGA, carrier, claims, and policyholder surface.

01Tenancy

Multi-tenant by default

Row-level RBAC enforced at the query layer. One Databrain instance powers thousands of tenants, every policyholder, carrier, or broker sees only their own data.

02Brand

White-label with your brand

Custom theming, your domain, your logo, fonts, and colors, down to the chart palette. End users never see Databrain.

03Analytics

Underwriting analytics, defined by you

Define the exact insurance metrics your customers need directly from your warehouse using Visual Builder, Custom SQL, or AI Chat Mode. Real-time, not nightly.

04AI

AI-ready insurance queries

Underwriters and brokers type a question and get a dashboard. Grounded in your data, not a generic model.

Question

Show me loss ratio by line for the last 6 months

Generated SQL
SELECT line_of_business,ROUND(SUM(losses_paid)/SUM(premium_earned)*100,1)AS loss_ratio FROM underwriting_dataWHERE period >= CURRENT_DATE - INTERVAL '6 months'GROUP BY 1 ORDER BY loss_ratio DESC

05Security

Enterprise controls ship with the product

Tenant isolation, row-level access, SSO, audit trails, and compliance controls are enforced before every insurance query runs.

  • Row-level security
  • Column-level controls
  • SAML & OIDC SSO
  • SOC 2 Type 2
  • ISO 27001
  • No data stored

Insurtech analytics use cases powered by Databrain

One pre-built, customizable, multi-tenant dashboard per buyer: MGA, carrier, claims, policyholder, and broker.

KPIs included:

  • Loss Ratio
  • Combined Ratio
  • GWP
  • Claims Volume
  • Premium Earned
  • Policyholder Count
  • Exposure Trends
  • Benefits Utilization

Underwriting Analytics for MGAs and Carriers

Loss ratio, combined ratio, and GWP by line, embedded inside the platform your underwriters already use. Drill from portfolio total down to individual policies.

Built for
  • MGA SaaS
  • Carrier platforms

Teams shipping analytics with Databrain

3 weeks
to deploy
$250K
saved
6 months
returned

BerryBox replaced Power BI and focused its team on insurance

“Databrain lets us focus on reinventing insurance, not reinventing analytics.”
Arvind IyerLead Engineer, BerryBox
Read the customer story →

Insurtech Analytics

Built for what insurtech teams actually ask for.

MGAs, carriers, claims platforms, policyholder portals, and benefits platforms each expect something different from embedded analytics. Here's what that looks like for each.
  • Loss ratio, seen before the meeting

    Underwriters want loss ratio and combined ratio visible per line before the underwriting meeting starts, not compiled the night before from three spreadsheets.

    Built for MGA SaaS & carrier platforms

  • Claims tracked through the pipeline

    Claims teams expect volume and cycle time tracked as claims actually move through the pipeline, not reconstructed by hand at month end.

    Built for claims platforms & TPA SaaS

  • One policy, seen only by its owner

    Every policyholder expects to see their own premium and claims history, isolated from every other policyholder on the same platform.

    Built for insurtech & policyholder portals

  • GWP, broken out per relationship

    MGAs expect gross written premium and combined ratio broken out per carrier or broker relationship, not buried inside one aggregate number.

    Built for MGA SaaS & broker platforms

  • Benefits utilization, by employer group

    HR-adjacent insurance platforms expect enrollment and utilization trends visible per employer group, so brokers can spot underused plans before renewal.

    Built for benefits & HR-adjacent insurance SaaS

Frequently asked questions about insurance analytics software

What is insurance analytics software?

Insurance analytics software turns policy, premium, claims and exposure data into dashboards for metrics such as loss ratio, combined ratio, gross written premium and claims cycle time. Carriers often get it inside their core policy and claims systems, while MGA, claims and policyholder-portal software vendors embed it so their own customers see those metrics in the product. Databrain is built for that second case: white-labeled, multi-tenant dashboards on the database your platform already uses.

How do policyholders, brokers and carriers each see only their own data?

Databrain scopes every embedded dashboard to one tenant through a server-issued guest token that carries the customer's ID, and injects that tenant filter into the SQL it generates for builder metrics, so a policyholder sees only their policies and a broker only their book. Custom SQL metrics must reference the tenant variable explicitly. BerryBox uses this so every broker on its platform sees only their own portfolios, without duplicate dashboards per broker.

What insurance metrics can an insurtech platform show its customers?

Insurtech platforms usually show loss ratio and combined ratio by line, gross written and earned premium, claims volume and cycle time, open claims by stage and exposure trends, and benefits platforms add enrollment and utilization by employer group. In Databrain your team defines each metric once against your own policy and claims schema using the Visual Builder, Custom SQL or Chat Mode, then reuses it across every customer's dashboard.

Can brokers and underwriters ask questions about their book in plain English?

Yes, Databrain lets brokers and underwriters ask questions in plain English when you enable Chat Mode in the embed. A broker types something like "loss ratio by line for the last six months", Databrain writes SQL against your modeled insurance data, runs it with the same tenant filter as dashboards on table- and database-based tenancy, and returns a chart. You bring your own LLM key from OpenAI, Azure OpenAI, Anthropic Claude, Google Gemini, Llama or Mixtral.

Is Databrain secure enough for insurance and policyholder data?

For policyholder data, Databrain offers SOC 2 Type 2 and GDPR compliance, a completed VAPT, and ISO 27001 work that is still in progress, with current status on trust.usedatabrain.com. Policy and claims tables are read over a read-only connection rather than copied, cached results expire on a time-to-live you set, and a server-issued guest token ties each embedded dashboard to a single tenant, such as one brokerage. Self-hosting, VPC peering and SAML SSO come with the Enterprise plan; BerryBox deployed Databrain on Amazon EKS.

How does Databrain compare to Power BI for insurtech analytics?

Databrain is built for customer-facing embedding, while Power BI is built first for internal reporting. BerryBox tried embedding Power BI into its HR and broker SaaS app and, per its published case study, hit brittle ETL, a DAX learning curve and risky deployments. After moving to Databrain, its analysts write standard SQL, every broker sees only their own portfolios, and the rollout took three weeks instead of an estimated three months.

How long does it take to add customer-facing analytics to an insurance platform?

Most teams put their first customer-facing Databrain dashboard live in 2 to 4 weeks. BerryBox, an insurtech serving HR teams and insurance brokers, went live in three weeks, and its published case study puts the savings at $250K and 6 months of engineering effort. The steps are connecting your database, setting the tenant model, building dashboards in the builder, and adding the dbn-dashboard web component to your app.

Make embedded analytics your competitive advantage.

See how Databrain can take your customer-facing analytics to the next level.

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